Small Business
SBA 7(a) Loan Borrower Information (SBA Form 1919)
Apply for an SBA 7(a) small business loan.
We'll guide you through it, step by step
- ✓Simple questions in plain language — no legal jargon
- ✓We fill in the official form and check for common mistakes
- ✓Private — no document uploads
Free to start • No credit card • Official form
Not sure this is the right form? Take the free eligibility checkTypical timeline
2 to 8 weeks through your lender
Category
Small Business
Who qualifies
For-profit small businesses located in the U.S. Each owner with 20% or more equity, general partners, and key officers must complete and sign this form.
The step-by-step roadmap
- 1
Identify Business and Owners
Enter legal business details, tax ID, and identify all principals who own 20% or more of the company.
Watch out: Ownership percentages must add up properly and match legal entity records.Common rejection reason: Leaving off owners who hold 20% or more equity or misstating entity structure. - 2
Answer Background and Character Questions
Complete all statutory questions regarding citizenship, criminal history, and past bankruptcies.
Watch out: Be completely honest about past arrests or charges, even if expunged.Common rejection reason: Failing to disclose criminal history or prior default on federal loans. - 3
Disclose Affiliates and Prior Government Debt
List any affiliated businesses under common control and any existing federal loans, including past SBA debt.
Watch out: SBA rules define affiliation broadly through ownership, family, or shared management.Common rejection reason: Omitting affiliated businesses that impact SBA small business size standards. - 4
Sign and Submit to Your Lender
Each required owner signs Section I or Section II certifications and submits the form directly to the SBA lender.
Watch out: Do not send this form directly to the SBA; your lender packages and submits it.Common rejection reason: Missing signatures from co-owners, spouses, or authorized corporate officers.
Documents you'll need
Government-Issued Photo ID
Valid driver's license or passport for every owner completing the form.
Note: Must be current and clearly legible.
Business Formation Documents
Articles of incorporation, bylaws, operating agreements, and ownership ledgers.
Note: Verifies legal structure and ownership percentages.
Federal Tax Returns & Financial Statements
Three years of business and personal tax returns, plus current balance sheets.
Note: Required by your lender alongside SBA Form 1919 to evaluate eligibility.
Ready to start?
Run the free eligibility check first, then get your personalized roadmap and document checklist.
Check my eligibilityFees and timelines are as published by the relevant agency and may change — verify before filing. This guide is general information, not legal advice.